• Home
• Why One Fund
  • What Is One Fund
  • Investment Approach
  • Is It Right For You
  • Why Low Cost Matters
• Fund Facts
  • Facts & Figures
  • Holdings
  • Performance
  • How To Buy
  • Request Information
• About Us
  • U.S. One - The Advisor
  • Board of Trustees
  • Chief Investment Officer
  • CIO Blog
  • Newsroom
• Contact

CIO Blog

By Paul Hrabal, Chief Investment Officer of One Fund

April 19, 2009

Main Street. Not Wall Street.

I've been fascinated by the financial markets for 25+ years, investing my own money and have helped friends and family invest theirs. In business school I studied the various investment theories and principles. In real life I put into practice my own approach and watched its performance through the bull market of the 80s and 90s and the lost decade of the 2000s.

I've also watched the average investor try to make their way through the process of investing - and it's been painful to watch. People invest in the hope of a decent return, making decisions that will impact their future retirement, children's college education and, ultimately, their quality of life. They try to wade through all the conflicting advice and opinion, thousands of mutual funds and assorted investment schemes and, more often than not, end up confused and uncertain. They also tend to arrive at a less than optimal investment strategy.

Observing all of this over the years I arrived at my own distinct view on how to invest and a strong desire to share my view with others. So I started U.S. One, Inc. to do just that. The firms' mission "strives to improve the results of individual investors through information and products that 1) simplify the investment process and 2) hold true to the time honored conservative principles of buy-and-hold, low cost index investing."

Above all else, I want our company to be about serving the small individual investor with a focus on Main Street, not Wall Street.

Before investing you should carefully consider the Fund’s investment objectives, risks, charges and expenses. This and other information is in the prospectus. Please read the prospectus carefully before you invest.

An investment in the Fund is subject to risk, including the possible loss of principal amount invested. Other Fund risks include asset allocation risk, foreign securities and currency risk, emerging markets risk, small-cap, mid-cap and large-cap risk, trading risk, and turnover risk that can increase Fund expenses and may decrease Fund performance. The Fund is, also, subject to the risks, which can result in higher volatility, associated with the underlying ETFs that comprise this “fund of funds”. Newly organized, actively managed Funds have no trading history and there can be no assurance that active trading markets will be developed or maintained. Brokerage costs will reduce returns. When the Fund invests in Underlying ETFs, in addition to directly bearing the expenses associated with its own operations, it will bear a pro rata portion of the Underlying ETFs’ expenses (including operating costs and management fees). Consequently, an investment in the Fund entails more direct and indirect expenses than a direct investment in the Underlying ETF.

Distributed by Foreside Fund Services, LLC.