![]() |
|
|
CIO Blog By Paul Hrabal, Chief Investment Officer of One Fund
March 10, 2010 Riding The Rollercoaster Tuesday was the one year anniversary of the 2009 U.S. stock market low1. The market peaked in October 2007, then fell 53% over the next 17 months, hitting a low on March 9, 2009. From that low the market has risen 67%. It's still off its peak by some 22%. #1 Don't panic. Don't sell just because the market is down. Stick with a buy and hold approach to investing. #2 Continue to save. Even in tough economic times, cut back enough on spending to keep saving a little each month. #3 Continue to invest additional savings in stocks and bonds as appropriate for your time horizon, risk tolerance and financial needs. Consider investing money you won't need for several years in stocks, buying additional shares at potentially lower prices as the market goes down. Following these principles - buy and hold, save aggressively and invest long term money in stocks – can potentially help an investor ride out stock market ups and down. Being someone who eats their own cooking, these are the things I have done with my own money.
1 As measured by the S&P 500 Index. Returns are total return with dividends reinvested.
|
|
|||||||||||||||||||||||||||||||||||||
|
Before investing you should carefully consider the Fund’s investment objectives, risks, charges and expenses. This and other information is in the prospectus. Please read the prospectus carefully before you invest. |
|
An investment in the Fund is subject to risk, including the possible loss of principal amount invested. Other Fund risks include asset allocation risk, foreign securities and currency risk, emerging markets risk, small-cap, mid-cap and large-cap risk, trading risk, and turnover risk that can increase Fund expenses and may decrease Fund performance. The Fund is, also, subject to the risks, which can result in higher volatility, associated with the underlying ETFs that comprise this “fund of funds”. Newly organized, actively managed Funds have no trading history and there can be no assurance that active trading markets will be developed or maintained. Brokerage costs will reduce returns. When the Fund invests in Underlying ETFs, in addition to directly bearing the expenses associated with its own operations, it will bear a pro rata portion of the Underlying ETFs’ expenses (including operating costs and management fees). Consequently, an investment in the Fund entails more direct and indirect expenses than a direct investment in the Underlying ETF. Distributed by Foreside Fund Services, LLC. |